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See Which Mortgage Programs You Qualify For!

Take Our 30 Second Quiz Below!

Michael S Richardson | President/CEO | NMLS: 2093538

NMLS: Individual 216873

Need Help? Call Me Directly

386-766-5790

WE SPECIALIZE IN

First Time Home Buyers

Whether you are a First Time Home Buyer or a repeat home buyer, we make it easy to purchase a home with a Zero Down Payment mortgage. No money is required at closing except standard closing costs.

Use our Nexwest Mortgage Down Payment Assistance programs to cover your down payment!

Nexwest Mortgage "Verified Approval"

Pre-Approval starts the loan process. Once a lender has gathered information about a borrower's verified income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different scenarios, a borrower should get pre-approved for confidence of making an offer on a home for sale.

Reverse Mortgage

Many homeowners aged 62 and older, have found that a reverse mortgage loan is a great way for them to take advantage of the equity they have built up in their homes. You can also use a reverse mortgage to purchase a new home, eliminating monthly mortgage payments from the new home purchase.

All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and is largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

102 Faulker Street

New Smyrna Beach, Florida & Colorado 32168

386-766-5790